Risk Disclosure

Community Reserve Risk Disclosure

Last Updated: August 2026

The Otter Community Reserve forms part of the wider Otter Oasis ecosystem and is designed to build a transparent community reserve through the acquisition of productive assets.

Before participating in any Community Reserve Round, please read and understand the following information.

Community Contributions

Participation in the Community Reserve is entirely voluntary.

Community contributions are pooled together and used to help acquire productive assets, build the reserve, cover operating costs and support the continued development of the Community Reserve.

No Guaranteed Returns

The Community Reserve does not guarantee profits, income, rewards or financial returns.

Any examples shown throughout the website, including estimated daily, monthly or yearly rewards, are illustrative examples only and should never be considered guaranteed outcomes.

Actual rewards, if available, will always depend on the performance of the reserve and the policies in place at that time.

Productive Assets

The reserve may acquire a range of productive assets over time.

Examples may include:

    • Digital assets
    • Yield-generating blockchain assets
    • Online businesses
    • Software products
    • Income-producing websites
    • Property (future)
    • Other productive investments considered appropriate by the reserve

The exact mix of assets may change over time as opportunities become available.

Asset Performance

All investments involve risk.

The value of reserve assets may increase or decrease over time.

Income generated by reserve assets may vary from month to month and cannot be predicted or guaranteed.

Community Rewards

Where community rewards are distributed, they are intended to represent a share of the reward pool allocated by the Community Reserve.

Rewards are not fixed.

Rewards may increase, decrease, be suspended or not be distributed at all depending on factors including:

    • Reserve income
    • Asset performance
    • Operating requirements
    • Treasury requirements
    • Community Reserve policies
    • Regulatory considerations

User Credits

User Credits are an internal accounting system used by the Community Reserve.

User Credits help record a participant’s proportional participation within the Community Reserve and may be used when calculating eligible community rewards.

User Credits are not:

    • Shares
    • Company equity
    • Securities
    • Financial products
    • Bank deposits
    • Guaranteed income contracts

User Credits have no guaranteed monetary value outside of the Community Reserve.

Illustrative Figures

Any calculators, reward estimates, projections or examples displayed throughout this website are provided for illustration purposes only.

These examples are designed to help explain how the Community Reserve may operate and should not be interpreted as promises of future performance.

Regulatory Changes

Laws and regulations relating to digital assets, blockchain technology and community-funded projects continue to evolve.

The Community Reserve may update its structure, operating model or reward mechanisms where necessary to remain compliant with applicable laws and regulations.

Participate Responsibly

Only contribute amounts you are comfortable committing.

You should never participate using funds required for:

    • Rent or mortgage payments
    • Household bills
    • Food
    • Essential living expenses
    • Emergency savings

Participation should always be considered a long-term commitment to supporting the Community Reserve.

Independent Decisions

Nothing on this website constitutes:

    • Financial advice
    • Investment advice
    • Tax advice
    • Legal advice

You should conduct your own research and seek independent professional advice where appropriate before making any financial decision.

Contact

If you have any questions regarding this Risk Disclosure or the Community Reserve, please contact us.

Website: https://otteroasis.co.uk/

Email: support@otteroasis.co.uk/